{"id":38112,"date":"2023-06-14T06:14:18","date_gmt":"2023-06-14T09:14:18","guid":{"rendered":"https:\/\/www.fatosefotosnews.com.br\/como-cortar-gastos-no-dia-a-dia-para-economizar-no-fim-do-mes\/"},"modified":"2023-06-14T06:14:18","modified_gmt":"2023-06-14T09:14:18","slug":"como-cortar-gastos-no-dia-a-dia-para-economizar-no-fim-do-mes","status":"publish","type":"post","link":"https:\/\/www.fatosefotosnews.com.br\/?p=38112","title":{"rendered":"Como cortar gastos no dia a dia para economizar no fim do m\u00eas?"},"content":{"rendered":"<p><meta name=\"robots\" content=\"noindex\"><mreta name=\"googlebot\" content=\"noindex\"><\/p>\n<div class=\"Noticia_Foto fato\">\n<figure class=\"foto-legenda\" style=\"position: relative\">\n<div class=\"foto-legenda-img\"> <img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/i0.statig.com.br\/bancodeimagens\/ao\/ww\/g3\/aowwg3is9wrzbsgsdut6ehd3i.jpg\" width=\"906\" height=\"509\" alt=\"Aprenda a cortar gastos no dia a dia\" title=\"Aprenda a cortar gastos no dia a dia\"> <\/div><figcaption class=\"foto-legenda-citacao\"> <cite>FreePik\/katemangostar<\/cite> <\/p>\n<div class=\"foto-legenda-citacao-text\">Aprenda a cortar gastos no dia a dia<\/div>\n<\/figcaption><\/figure>\n<\/p>\n<\/div>\n<p class=\"\">Uma das grandes dificuldades <a href=\"https:\/\/economia.ig.com.br\/2023-06-07\/como-guardar-dinheiro-economizar-dicas.html\" data-mce-href=\"https:\/\/economia.ig.com.br\/2023-06-07\/como-guardar-dinheiro-economizar-dicas.html\">na hora de economizar dinheiro<\/a>  \u00e9 cortar os gastos sup\u00e9rfluos do dia a dia. Especialistas afirmam que, para isso, \u00e9 necess\u00e1rio disciplina e foco.  <\/p>\n<p>A educadora financeira Luciana Ikedo diz que fica mais f\u00e1cil cortar gastos quando a pessoa tem as despesas organizadas em quatro categorias:<\/p>\n<ul>\n<li>Gastos essenciais fixos, como aluguel;<\/li>\n<li>Gastos essenciais vari\u00e1veis, como a conta de energia, cujo pre\u00e7o varia ao longo do ano;<\/li>\n<li>Gastos n\u00e3o essenciais fixos, como assinatura de streaming ou TV a cabo;<\/li>\n<li>Gastos n\u00e3o essenciais vari\u00e1veis, como despesas com roupas, restaurantes e delivery.<\/li>\n<\/ul>\n<p>Dentro das despesas essenciais, Luciana afirma que \u00e9 poss\u00edvel economizar apenas nas vari\u00e1veis. &#8220;\u00c9 bastante comum que alguns gastos aumentem de acordo com a esta\u00e7\u00e3o do ano, como a energia el\u00e9trica, por exemplo. Apesar de n\u00e3o podermos cortar totalmente, podemos, sim, controlar e garantir que n\u00e3o haja desperd\u00edcio&#8221;, exemplifica.<\/p>\n<p> <strong>Entre no  <a href=\"https:\/\/t.me\/iGBrasilEconomico\" target=\"_blank\" rel=\"noopener nofollow\" data-mce-href=\"https:\/\/t.me\/iGBrasilEconomico\">canal do Brasil Econ\u00f4mico no Telegram<\/a> e fique por dentro de todas as not\u00edcias do dia. Siga tamb\u00e9m o  <a href=\"https:\/\/t.me\/portalig\" target=\"_blank\" rel=\"noopener nofollow\" data-mce-href=\"https:\/\/t.me\/portalig\">perfil geral do Portal iG<\/a> <\/strong>  <\/p>\n<h3>Sem d\u00f3 de cortar gastos<\/h3>\n<p>J\u00e1 nos gastos n\u00e3o essenciais, a educadora financeira diz que \u00e9 poss\u00edvel fazer um &#8220;pente fino&#8221; e cortar o que n\u00e3o faz sentido.<\/p>\n<p>&#8220;Na lista dos gastos n\u00e3o essenciais fixos \u00e9 que normalmente encontramos uma grande oportunidade de cortes. S\u00e3o aqueles compromissos assumidos, muitas vezes por impulso, mas que caem no esquecimento e se mant\u00eam apesar das mudan\u00e7as que acontecem em nossa vida e em nossas necessidades&#8221;, afirma Luciana.<\/p>\n<p>Dentro dos gastos n\u00e3o essenciais fixos, entram assinaturas de revistas e jornais, plataformas de streaming, TV a cabo e aplicativos, por exemplo. \u00c9 tudo aquilo que n\u00e3o \u00e9 primordial, mas que a pessoa paga mensalmente. Vale a pena olhar para esses gastos e entender o que ainda \u00e9 usado com frequ\u00eancia e o que n\u00e3o \u00e9 t\u00e3o importante assim e, portanto, pode ser cortado, gerando economia todos os meses.<\/p>\n<div>  <\/div>\n<p class=\"\">Dentro das quatro categorias, por\u00e9m, a que tem maior possibilidade de cortes \u00e9 a de gastos n\u00e3o essenciais vari\u00e1veis. Aqui, entram roupas, acess\u00f3rios, sa\u00eddas com amigos, o iFood no dia em que a pregui\u00e7a bate ou o Uber no fim daquele dia cansativo. Antes de realizar qualquer um desses gastos, Luciana aconselha que duas perguntas sejam feitas:  <\/p>\n<ul>\n<li>Essa despesa cabe no meu or\u00e7amento?<\/li>\n<li>Essa despesa me faz feliz?<\/li>\n<\/ul>\n<p>&#8220;Se as duas respostas forem sim, gaste sem culpa. Ao contr\u00e1rio disso, se for algo que n\u00e3o te faz feliz ou que n\u00e3o cabe no seu bolso, corte sem d\u00f3&#8221;, aconselha a especialista.<\/p>\n<p id=\"infocoweb_fonte\" class=\"infocoweb_fonte\">Fonte: <a target=\"_blank\" href=\"http:\/\/economia.ig.com.br\/2023-06-14\/como-cortar-gastos-dia-a-dia-economizar.html#e2eb5377-39c8-4504-8475-5bda1b32e951\" rel=\"noopener\">Economia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FreePik\/katemangostar Aprenda a cortar gastos no dia a dia Uma das grandes dificuldades na hora de economizar dinheiro \u00e9 cortar os gastos sup\u00e9rfluos do dia a dia. Especialistas afirmam que, para isso, \u00e9 necess\u00e1rio disciplina e foco. A educadora financeira Luciana Ikedo diz que fica mais f\u00e1cil cortar gastos quando a pessoa tem as despesas [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":38113,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_angie_page":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"page_builder":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[167],"tags":[3638,2548,2163],"class_list":["post-38112","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geral","tag-cortar","tag-economizar","tag-gastos"],"acf":[],"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[5],"highlights":[],"isAutoShareEnabled":true,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"yoast_head":"<!-- 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