{"id":41424,"date":"2023-07-04T12:16:39","date_gmt":"2023-07-04T15:16:39","guid":{"rendered":"https:\/\/www.fatosefotosnews.com.br\/consignado-do-bpc-volta-mas-ainda-precisa-de-regulamentacao-do-inss\/"},"modified":"2023-07-04T12:16:39","modified_gmt":"2023-07-04T15:16:39","slug":"consignado-do-bpc-volta-mas-ainda-precisa-de-regulamentacao-do-inss","status":"publish","type":"post","link":"https:\/\/www.fatosefotosnews.com.br\/?p=41424","title":{"rendered":"Consignado do BPC volta, mas ainda precisa de regulamenta\u00e7\u00e3o do INSS"},"content":{"rendered":"<p><meta name=\"robots\" content=\"noindex\"><mreta name=\"googlebot\" content=\"noindex\"><\/p>\n<div class=\"Noticia_Foto fato\">\n<figure class=\"foto-legenda\" style=\"position: relative\">\n<div class=\"foto-legenda-img\"> <img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/i0.statig.com.br\/bancodeimagens\/cn\/xk\/4h\/cnxk4hho6yac5lr5ynv5t8syu.jpg\" width=\"906\" height=\"509\" alt=\"INSS\" title=\"INSS\"> <\/div><figcaption class=\"foto-legenda-citacao\"> <cite>O Dia<\/cite> <\/p>\n<div class=\"foto-legenda-citacao-text\">INSS<\/div>\n<\/figcaption><\/figure>\n<\/p>\n<\/div>\n<p class=\"\">Quem recebe o  <a href=\"https:\/\/economia.ig.com.br\/2023-03-07\/inss-contrato-emprestimo-bpc.html\" data-mce-href=\"https:\/\/economia.ig.com.br\/2023-03-07\/inss-contrato-emprestimo-bpc.html\">Benef\u00edcio de Presta\u00e7\u00e3o Continuada, o BPC,<\/a> poder\u00e1 voltar a fazer empr\u00e9stimos consignados. Por\u00e9m, tanto os valores como os descontos s\u00f3 ser\u00e3o liberados por volta do final de agosto.<\/p>\n<p class=\"\">Esse prazo \u00e9 necess\u00e1rio para que o INSS altere a Instru\u00e7\u00e3o Normativa 138, que no momento encontra-se em an\u00e1lise da Procuradoria Federal Especializada, e posteriormente a Dataprev fa\u00e7a as altera\u00e7\u00f5es nos sistemas que permitam a implanta\u00e7\u00e3o dos descontos. O cuidado na altera\u00e7\u00e3o da norma se d\u00e1 pois essa \u00e9 a primeira vez que benef\u00edcios do INSS ter\u00e3o margem para empr\u00e9stimo diferentes: a do BPC ser\u00e1 de 35%, enquanto a da aposentadoria \u00e9 de 45%.<\/p>\n<p>O normativo do INSS atualizado deve ser publicado ainda no in\u00edcio deste m\u00eas. Contudo, a implanta\u00e7\u00e3o pela Dataprev deve ocorrer somente em agosto, dada a complexidade da mudan\u00e7a nos sistemas para se adequarem a essa diferen\u00e7a nas margens.<\/p>\n<p>No \u00faltimo dia 20 de junho de 2023 o presidente Lula sancionou a lei 14.601 o qual volta a liberar o empr\u00e9stimo consignado para os benefici\u00e1rios do BPC LOAS. Com a nova legisla\u00e7\u00e3o, os benefici\u00e1rios do BPC poder\u00e3o novamente contratar empr\u00e9stimos consignados a partir de 2023. No entanto, aqueles que j\u00e1 possuem empr\u00e9stimos ativos n\u00e3o poder\u00e3o realizar refinanciamentos ou portabilidade.  <\/p>\n<div>  <\/div>\n<p class=\"\">Antes de a lei ser aprovada, o limite m\u00e1ximo estipulado pelo BPC era de 45% do sal\u00e1rio dos benefici\u00e1rios, sendo 35% destinados ao empr\u00e9stimo consignado e 10% para utiliza\u00e7\u00e3o em cart\u00f5es de cr\u00e9dito ou benef\u00edcio consignado. Agora, de acordo com a Lei n.\u00b0 14.601, o limite foi reduzido para 35% do sal\u00e1rio: 30% para empr\u00e9stimos consignados e 5% para cart\u00f5es de cr\u00e9dito e benef\u00edcio consignados. Para um sal\u00e1rio de R$1.320, por exemplo, \u00e9 poss\u00edvel comprometer R$396 por m\u00eas em um novo empr\u00e9stimo BPC.<\/p>\n<p id=\"infocoweb_fonte\" class=\"infocoweb_fonte\">Fonte: <a target=\"_blank\" href=\"http:\/\/economia.ig.com.br\/2023-07-04\/consignado-bpc-regulamentacao-interna-inss.html#9c1e6692-5c7a-420f-be25-045c6956a405\" rel=\"noopener\">Economia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Dia INSS Quem recebe o Benef\u00edcio de Presta\u00e7\u00e3o Continuada, o BPC, poder\u00e1 voltar a fazer empr\u00e9stimos consignados. Por\u00e9m, tanto os valores como os descontos s\u00f3 ser\u00e3o liberados por volta do final de agosto. Esse prazo \u00e9 necess\u00e1rio para que o INSS altere a Instru\u00e7\u00e3o Normativa 138, que no momento encontra-se em an\u00e1lise da Procuradoria [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":41425,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_angie_page":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"page_builder":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[167],"tags":[1344,1716,619,4044,609],"class_list":["post-41424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geral","tag-ainda","tag-consignado","tag-precisa","tag-regulamenta","tag-volta"],"acf":[],"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[5],"highlights":[],"isAutoShareEnabled":true,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"yoast_head":"<!-- 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